Vijay Kumar Soni, Bhaskar Yakkanti, and Gayathri Salem Selvaraj, “Agentic Fee-Negotiation Layer Between Wallets and Merchant Integrators”, European Journal of Quantum Computing and Intelligent Agents, vol. 4, pp. 69–101, Apr. 2020, Accessed: Jun. 11, 2026. [Online]. Available: https://ejqcia.org/index.php/publication/article/view/18