Agentic Fee-Negotiation Layer Between Wallets and Merchant Integrators
Keywords:
agentic negotiation, digital wallets, merchant integrators, interchange incentives, checkout frictionAbstract
The objective of this paper is to present a digital wallets and merchant integrators to negotiate in real-time multi-party fee alignments via a new agentic layer. Dynamic discounting on the agent layer increases wallet usage and merchant contribution margins and by simulating trade-offs across payment method importance, interchange rebate schemes, and checkout ease are compared.
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